Want to Open an XO?
ME: Papasan, You keep introducing strange men to me, i wonder if you are operating some other kind of business. :PHIM: hey, what do you mean by strange men.... ;-)
ME: Strange men, just cos i dont know them before, hence strange. Have kept a record of your outstanding arrears here, and they are piling up... Hee hee!
HIM: ;-)
ok i'll make up for it...

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